Terms of Use

The elements of the website of SAHAM FINANCES (the "present web site"), which may contain text, images, audio and video extracts, software and other elements for information purposes. By accessing this site or downloading any element of the content, you must be bound by the conditions specified below. If you do not agree to the terms, you must not access the site or download any of the content. 


SAHAM FINANCES is not liable when the non-fulfillment of the online order results from a case of force majeure especially in case of interruption of the service related to the transfer and yes of transmission of information or to the telecom system of the donor of the command.

It is understood that SAHAM FINANCES assumes an obligation of means as regards the reception and the emission of information. It assumes no responsibility for the transport or receipt of information exchanged.

SAHAM FINANCES is foreign to any dispute that may arise between the order giver and the telecom operator, it is not responsible for a consequence of security breach of the terminal of the connection used by the donor of the order. " 


SAHAM FINANCES strives to ensure the accuracy and reliability of the content of this site; however, since the content has been compiled by SAHAM FINANCES from various sources, it is provided to you as is, depending on the available information. SAHAM FINANCE can not beheld liable to you or a third party for any errors or omissions of any kind affecting the content or elements related to this site; SAHAM FINANCES does not grant you or third parties any express or implicit guarantee of the content or elements linked to this site, and in particular no guarantee of non-infringement, of merchantability or of adaptation to a special end.

This site contains links that allow access to web sites that are not managed or controlled by SAHAM FINANCES. SAHAM FINANCES only provides these links for your convenience and is not responsible for the content of the sites they lead. SAHAM FINANCES takes reasonable measures to ensure the accuracy of the content of this site, but can not guarantee the accuracy or completeness of the information accessible through the afore mentioned links. It does not grant, on this information, any guarantee of non-infringement, of commercial quality or of adaptation for a particular purpose. SAHAM FINANCES finally does not guarantee any other websites to which this site gives you access. It is your sole responsibility to ensure that the web sites you choose to access are free from any destructive elements, including viruses.

SAHAM FINANCES can under no circumstances be held liable for damages of any kind, indirect, special or incidental included, resulting directly or indirectly from the use or performance of this site or content available or mentioned on it or any other site that you can access through this site, even if it has been notified of the possibility of such damage. 


You are prohibited from transmitting, publishing, reproducing or disseminating on this site any information or elements:

If it constitutes a criminal offense or may give rise to civil liability, or if it incites the commission of acts that may constitute such an offense or may give rise to such proceedings;

If this information or these elements are protected by copyright or other intellectual property rights without the permission of the holder of these rights (this prohibition extends to elements derived from the above information or elements); or

If this constitutes a use of this site that is contrary to the lawor the Internet label or if it may adversely affect the use of this site or the Internet by other users, including the dissemination or transmission of information or software containing viruses or other disruptive elements.


All content published on this site or otherwise accessible through it is protected by copyright. Content and copyright in the content are owned or controlled by SAHAM FINANCES or its content providers. You may only use or reproduce the information contained in the content for personal, non-commercial or educational purposes. Any other use, reproduction, distribution, publication or retransmission of the content is strictly prohibited without the written permission of the copyright holder. You must comply with all notices, information and restrictions contained in the content, and do not remove them from it. 


SAHAM FINANCES is a registered trade mark in Morocco. The names of all other products, services or companies mentioned on this site maybe the trade marks of their respective owners.

You are prohibited from using any trade mark appearing on this site without the written permission of SAHAM FINANCES or the owner of the rights to this trade mark. 


SAHAM FINANCE's privacy and security policyis an integral part of these terms and conditions.


You agree to hold SAHAM FINANCES harmless and cover all damages, costs and expenses, including reason able at torney's fees, related to any breach of these Terms either by you or by the users of your account, or by relationship with the use of this site or the dissemination or transmission of any information or other material on this site by you or by users of your account. 


SAHAM FINANCES reserves the right to modify or delete, in whole or in part, any element of the content of this site, and this, at any time and without notice. 


These terms and conditions, including SAHAM FINANCES 'privacy and security policy and the other documents referred to here in, constitute the entire agreement between SAHAM FINANCES and you regarding the use of this site. The failure of SAHAM FINANCES to insist on strict compliance within any provision of this Agreement or to ensure compliance does not constitute a waiver of any provision or right what so ever. The fact that one of the present conditions is declared void, invalid or otherwise unenforceable by a competent court does not affect the other provisions here in. This agreement is governed by the laws of Morocco and the laws applicable to it; it must be interpreted in the light of those laws.